Investments in stocks and bonds issued by non-U.S. companies are subject to risks including country/regional risk, which is the chance that political upheaval, financial troubles, or natural disasters will adversely affect the value of securities issued by companies in foreign countries or regions; and currency risk, which is the chance that the value of a foreign investment, measured in U.S. dollars, will decrease because of unfavorable changes in currency exchange rates. These risks are especially high in emerging markets.
Information presented should not be considered specific tax, legal, or investment advice. You should always seek counsel of the appropriate advisor prior to making any investment decision. All investments are subject to risk including the loss of principal.
The information presented was gathered from sources believed to be reliable, however, its accuracy cannot be guaranteed. The opinions and views expressed are subject to change without notice and may not come to pass. Past performance is no guarantee of future results. Diversification does not guarantee a profit or protection from loss.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The Standard & Poor’s (S&P) 500 Index is a market value weighted index that consists of 500 stocks chosen for market size, liquidity and industry grouping, among other factors, and it is designed to be a leading indicator of U.S. equities and meant to reflect the risk/return characteristics of a large cap universe. Indices may not be invested in directly.
Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including the investments purchased and/or investment strategies devised by LCM) will be either suitable or profitable for a client's or prospective client's portfolio and may result in a loss of principal. Accordingly, no client or prospective client should assume that the discussions in this presentation shall serve as the receipt of, or a substitute for, personalized advice from LCM, LCG or from any other investment professional. Opinions and forecasts are those of the individual as of February 12, 2018, may or may not come to pass, and are subject to change without notice. Past performance is no guarantee of future results.
Raymond J Lucia, Jr is a registered representative of, and offers securities through, Lucia Securities, LLC, a registered broker/dealer and member FINRA/SIPC. Advisory services offered through Lucia Capital Group, a registered investment advisor. Lucia Securities, LLC is a wholly owned subsidiary of Lucia Capital Group. LCM Investment Management, LLC (dba Lucia Capital Management) is a registered investment advisor and offers model portfolio advisory services to Lucia Capital Group and is under common ownership and control with Lucia Capital Group and Lucia Securities, LLC. Mark Scalzo, Aaron Rosen, and Tom Wyckoff are registered representatives of Lucia Securities, LLC. Chris Mendoza, Ian Lucas, Lance Helfert, and Zach Leeds are associated persons of Lucia Securities, LLC. CAA-11338 (02/2018)