Social Security
Can You Really Pay Less in Taxes on Your Social Security Benefits?- Episode 161
For most people, taxes are just a fact of life. Even your Social Security benefits – for which you had to pay taxes to be eligible to receive – are subject to taxation under certain circumstances. And this tax bite can hit you unexpectedly and put a sizable dent in your benefit income. Is… View Article
How to Pay ZERO Taxes On $100K of Income in Retirement
Retirement planning can be tricky. But what if we told you that a retired couple could earn $100,000 yearly and pay zero federal income tax? It might sound impossible, but with the right strategies, it’s achievable. Setting the Stage: Imagine a retired couple, both 66 years old. They plan to claim their Social Security benefits… View Article
How to Know If Your 401k Is Properly Structured – Episode 152
The 401k is designed to be a “set it and forget it” type of retirement plan: Set your allocation based on your age and risk tolerance, then contribute money each pay period, and let compounding do its job from there. And that’s a good thing. But part of the potential success of your 401k plan… View Article
How To Build a Net Worth – And How To Keep It- Episode 150
Building up a nest egg over a period of years does not have to be complicated, in spite of what many investment professionals might tell you. The real “secret” is to simply save money, and save it on a regular basis. When time is on your side, you have a certain amount of freedom to… View Article
How To Build a Net Worth – And How To Keep It- Episode 150
Building up a nest egg over a period of years does not have to be complicated, in spite of what many investment professionals might tell you. The real “secret” is to simply save money, and save it on a regular basis. When time is on your side, you have a certain amount of freedom to… View Article
Should You Really Own Fewer Stocks in Retirement?- Episode 142
It would seem to make sense that if you’re retired, you can’t “afford” the volatility of the stock market – thus, as you age, common advice is that you should own fewer stocks in retirement. But is that good advice? The answer may depend on your withdrawal strategy. Do you need to access the money… View Article